For a salaried employee, Employees’ Provident Fund (EPF) is one of the main investment vehicles for building a retirement corpus. Unfortunately, other than the return on investment and tax incentives that EPF offers, the system is fraught with administrative bugs that make this vehicle painful to track. But if the developments in the last couple of years are any indication, things are gradually changing for the better. You don’t need to wait for the EPF...
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